Florida to Illinois
When we moved my folks from Florida to Illinois, we were met with a real financial challenge. Their supplemental care insurance wasn’t available in Illinois which meant they would face greater out-of-pocket expenses. Maybe I should rephrase that. They faced considerable out-of-pocket expenses.
Supplemental care insurance, Medicare advantage – also called Medi-Gap insurance minimizes the gap between Medicare and out of pocket expenses. My folks had an unbelievable plan in Florida but now we had to find a new supplemental insurance that would provide the best coverage possible in their new community.
This is a HUGE subject matter better left to insurance and elder care providers whose expertise lies in this area. Mine does not. Our family made several phone calls to various providers and performed considerable Internet research. Ultimately we made an educated guess about the best plan for our Mom & Dad. We stuck with it for a couple of years until another sister devoted more energy and research to uncover a better one.
I created a questionnaire to use for telephone and Internet “interviews” to find new doctors for my parents in the NW suburbs of Chicago. I needed to locate a suitable GP/Family doctor, a Podiatrist, a Cardiologist, a Uro/Gynecologist, a Urologist, an ENT (ear, nose, and throat) specialist, a Dentist, Audiologist, Ophthalmologist, and a facility for physical therapy. In our case, we were looking for physicians for both of my parents’ needs. My objectives included:
- Accepting new Medicare patients
- Accepting the supplemental insurance we enrolled in
- Knowledgeable about aging issues
- Kind and caring, patient and willing to take time to answer occasional questions
- Offices located in close proximity to their retirement community or make house calls to the community
- Physicians have privileges at the nearest hospital or medical center
After targeting specifics doctors based on Internet research, I called and spoke with their support staff. Then, I faxed a brief outline of my folks’ needs, history, and insurers & I reiterated our objectives. I wanted to hear back from those doctors interested in caring for patients whose families were “hands on.” We wanted to have these relationships in place prior to our folks’ immediate need.
These efforts were extremely successful and helped me to connect with one of the finest family doctors in that area- possibly the country. Both of my parents absolutely adored Deborah L. Winiger, M.D. of North Suburban Family Healthcare and her team of thoughtful, compassionate professionals. Dr. W was even present at my Dad’s Memorial Service a couple of years later- an act that meant a great deal to my Mom and all of her daughters.
I hope SilverCensus’ readers have similar success finding top notch, helpful and considerate professionals to help care for their loved ones.
Senior Retirement Community and About the Author:
Terry Lynne Hale has over 30 years of sales, marketing, writing, research and training experience in a variety of industries. Terry thrives on sharing information and credits many authors with being instrumental in developing the person she is today. Passions include family, the Internet, pets, the planet, the Internet, writing, the Internet, publishing, the Internet, marketing, and the Internet. Her never-ending quest for learning led her to explore WWW after buying her first computer in 1995. Naturally, she wanted to share her enthusiasm for the internet with others. Her training and writing background fueled the passion that led her to write and publish her first eBook, Ageless Internet –Internet BASICS for Boomers and Seniors. It’s a simplified guide to the World Wide Web and is available for immediate download through Amazon or in all formats on Ageless Internet.
Terry’s experience sourcing and locating independent and assisted living for her parents was the beginning of her exploration into care giving and elder care issues. Subsequent assistance finding housing for loved ones of friends and family has cemented her interest in Boomer and Senior care. Terry is committed to getting the word out that it is possible – even preferable, to begin a search for this kind of housing via the Internet, thus her new position as Boomer Care Adviser for SilverCensus. With an invaluable resource like SilverCensus offering Free Placement Assistance for Home Careand Assisted Living, your efforts are streamlined, and you save time and money.
SilverCensus is an unbiased senior living and health services resource where consumers are educated on options, facilities & rights. Our services are completely free for seniors and their caregivers as well as Hospital Case Managers & Social Workers who are committed to proper discharge. Clients include assisted living residences, rehabilitation facilities, skilled nursing homes, home health care agencies, HUD senior housing & independent living communities. We also provide VA Aid & Attendance assistance for qualified Veterans and their spouses. Our Care Managers are available at 888-776-1311 or through the web at: http://www.SilverCensus.com.