How Much Does Long Term Care Cost?

Long Term Care Cost and Long-term care is a range of services and supports you may need to meet your personal care needs.

  • Bathing
  • Dressing
  • Using the toilet
  • Transferring (to or from bed or chair)
  • Caring for incontinence
  • Eating

Review of Long Term Care Costs and Care Options

Long-term care can be expensive. The cost depends on the amount and type of care you need and where you get it. Below are some average annual costs for care provided in a nursing home, in an assisted living facility and in your own home.

Nursing Home Costs and Long Term Care Cost

In 2007, the national average cost of nursing home care was about $181 per day (for a semi-private room).1 This cost does not include items such as therapies and medications, which could make the cost much higher.

Skilled Nursing and Rehab Daily Cost

Private Rooms in a skilled nursing and rehab facility tend to run around $369 a day.

Assisted Living Facility Costs

In 2007, assisted living facilities reported charging an average fee of $2,714 per month (for a one-bedroom unit), or $32,568 per year, including rent and most other fees. Some residents in the facilities may pay a lot more if their care needs are higher.

Home Care Costs and Long Term Care Cost

In 2007, the national average cost of part-time basic home care (home health aide three times a week) averaged $16,000 per year. Skilled care provided by a nurse is more expensive than care provided by a home health aide. Annual costs for home health care will vary based on the number of days per week the caregiver visits, the type of care required and the length of each visit. Home health care can be expensive if round-the-clock care is required. These costs are different across the country. Your state insurance department or the insurance counseling program in your state may have costs for your area.

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