Sandwiched Generation

Sandwiched Generation High School Education

I know of a family who is raising a young teenage girl while taking care of two sets of parents. This couple (Sandwiched Generation) waited until their careers were established before she became pregnant so, consequently their daughter will graduate high school when they are in their late fifties.

One set of Grandparents are in good health – physically, but Grandma is in moderate stage Alzheimer’s and her husband (8 years her senior) is experiencing dementia due to advanced age. These folks were hard-working, cautious, savers whose annual incomes were average. The need to provide round the clock care for Grandma made it necessary to sell their home in 2007 and they moved into an Assisted Living community. His “home health care” is far less costly than hers but their monthly room & board with escalating care levels is currently $5775.00. This, without a major physical health challenge for either of them- thankfully.

The other set of Grandparents are younger, earned above average incomes during their working lives and are accustomed to “the finer things.” Despite retiring 17 years ago, and with fixed incomes and conservative portfolios, Grandma overspends. Grandpa indulges his wife of 49 years, seeming to look the other way without dealing with the problem. The “kids” have had to step in to help them obtain debt consolidation loans yet Grandma continues to purchase unneeded large ticket items and their home, like so many, has decreased in value. Neither Grandma nor Grandpa seems willing to address the retail therapy she is engaged in.

The fifty-something kids are struggling to save for their daughter’s college, help their folks’ with assisted living expenses and get the other folks out of their occasional financial jams. Retirement savings – something they were so smart about in the early days has seen little activity in recent years. This Baby Boomer couple is trying to keep their spirits up while simultaneously worrying about the all their parents’ welfare, and the future while trying to keep their teenage daughter from the reality of this trying situation.

Do you have experiences to share, or insight to provide other readers who are living through a similar “sandwiched” experience? Silver Census welcomes your comments!

Sandwiched Generation and About the Author:

Terry Lynne Hale has over 30 years of sales, marketing, writing, research and training experience in a variety of industries. Terry thrives on sharing information and credits many authors with being instrumental in developing the person she is today. Passions include family, the Internet, pets, the planet, the Internet, writing, the Internet, publishing, the Internet, marketing, and the Internet. Her never-ending quest for learning led her to explore WWW after buying her first computer in 1995. Naturally, she wanted to share her enthusiasm for the internet with others. Her training and writing background fueled the passion that led her to write and publish her first eBook, Ageless Internet –Internet BASICS for Boomers and Seniors. It’s a simplified guide to the World Wide Web and is available for immediate download through Amazon or in all formats on Ageless Internet.

Terry’s experience sourcing and locating independent and assisted living for her parents was the beginning of her exploration into care giving and elder care issues. Subsequent assistance finding housing for loved ones of friends and family has cemented her interest in Boomer and Senior care. Terry is committed to getting the word out that it is possible – even preferable, to begin a search for this kind of housing via the Internet, thus her new position as Boomer Care Adviser for SilverCensus. With an invaluable resource like SilverCensus offering Free Placement Assistance for Home Care and Assisted Living, your efforts are streamlined, and you save time and money.

SilverCensus is an unbiased senior living and health services resource where consumers are educated on options, facilities & rights. Our services are completely free for seniors and their caregivers as well as Hospital Case Managers & Social Workers who are committed to proper discharge. Clients include assisted living residences, rehabilitation facilities, skilled nursing homes, home health care agencies, HUD senior housing & independent living communities. We also provide VA Aid & Attendance assistance for qualified Veterans and their spouses. Our Care Managers are available at 888-776-1311 or through the web at: http://www.SilverCensus.com.

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